Personal Finance Apps of You Need to Know!
Handling your finances and sticking to a budget can be tricky if you don’t have the financial know-how and the right tools for the job. Luckily, this is 2019, and if you have a mobile phone or a tablet, you can easily manage your finances. To help you stick to your budget the best way possible and handle your funds without having a financial degree, you should check out the following app; they are the best personal finance apps of 2019, and they will come in handy practically every day.
Mint is excellent if you want to connect several accounts and cards to know how much money you have at any given time. The app was created by Intuit Inc. (INTU), which is also responsible for TurboTax and QuickBooks. Mint is an app that allows you to create a budget, track your money, track your spending habits, and handle your finances better. To make things easier, Mint lets users connect all their bank and credit accounts to one place. You can also use the app to keep track of your monthly bills, so all your finances will be available to you in one easy to use the app.
Aside from keeping track of your money, you can also use Mint to keep track of when your bills are due, what you can afford to purchase, and how much money you owe. After all the data is entered and monitored, Mint will provide you with tailor-made advice on how to stick to a budget. With this great personal finance app, you will be able to gain control over your finances, stick to a budget, and stay away from debts that may harm you financially. To help you, even more, Mint also provides a free credit score that everyone should know.
Another great personal finance app is Wally, which is awesome for everyone who wants to keep a close eye on their income and expenses. Wally is free, easy to use, and it will help you manage your finances and establish a budget you can stick to. With other finance apps, you need to manually enter your expenses to keep track of them, but not with Wally; with this app, all you have to do is take photos of your receipts. If the GPS on your phone is turned on, you won't even have to take photos of receipts; instead, the app will enter the financial data instead of you, making it easier to keep track of your money and expenses. So, if you want to keep track of your finances and not get confused along the way, try out Wally.
You Need a Budget (or YNAB) is one of the best personal finance apps because it doesn’t let you get to a point where you spend money you don't have. The goal of YNAB is to help you use every dollar you make to have a debt free life. The app makes you realize that every dollar you make needs to go towards healthy financial goals, like paying off debts, paying your bills, and generally – living within your means.
So, YNAB creates realistic budgets based on your income, and it does not let you plan a budget beyond what you can afford. To help you with this challenging mission, YNAB created the "accountability partner" that shows you what you need to change with your financial habits. The app isn't free, but it is worth the while; the YNAB average pays off $500 in debt in the first month of using the app, and you can learn budgeting basics with a live instructor that answer important financial questions.
If you want to do more than just stick to a budget, Robinhood is the personal finance app for you; the investing app allows you to turn to generate more money with its unique features, like transactions that are free of ETF's, free of stocks, American Depository Receipts, and free of options. So, how can you make money with Robinhood? The app makes you money by upselling premium services like payment for low flow. The app also allows users to trade Bitcoin without paying commissions or requiring maintenances fees. One of the great features on the app is the every so often, cards will pop up on your screen. The cards contain financial news and alerts and market information that will help you make smarter investment decisions.
If you are a freelancer – you need Tycoon in your life; as you know, it can be hard to keep track of your money when you are paid by several different providers. To help you know who paid you, when you were paid, and if you are owed money, model Jesse Perez came up with Tycoon. Models, like a lot of other freelancers, often get paid late, don't get paid in full, and sometimes don't get paid at all. To help them and other freelancers know more about their finances, Tycoon was developed; with the app, you can plan a timetable to payments, know who is late with payments, and find out who hasn’t paid you. With the app, you can decide which jobs you should take and which jobs are not worth the while, which can help you take on more lucrative projects.
Everyone needs a little help when it comes to finances, and luckily, such help is available right at our fingertips. With the help of the best finance apps to 2019, you can plan a budget, stick to it, and even have so money left over to invest in financial opportunities.