Can Public Records Have Mistakes in The?
As government agencies have access to your data, it is common to assume that your public records will always be correct. However, they are prone to errors, such as wrong driving, civil, court, or criminal records, misspellings in your name or address, and incorrect addresses.
What Happens When You Don’t Correct the Public Records?
Most of the mistakes in your public records tend to be harmless. However, when it comes to purchasing property or getting employed in a high-profile organization, these errors can make a world of a difference.
For example, you may not get the job of your dreams, because of an incorrect criminal record in your name. Similarly, when you are buying property, any errors in the description of the establishment will cause a lot of problems. When you have to get a loan from a bank, you won’t get the desired amount. As a result, you won’t be able to purchase the property. Missing information from the property document, can cause problems or change the establishment’s value.
What Should You do When the Public Record is Wrong?
When you discover that there is a mistake with the public record, you need to correct them. If you fail to do so, you already know about the potential problems. You might assume that it is okay, since the mistake is minor. However, you should do everything it takes to correct it, to avoid facing problems in the future.
The first step is to find the public record which has the error. If possible, take a print out or obtain a copy, to make it easier to make the necessary correction. Next, you need to look for the clerk of the public records, who has the responsibility of handling all these types of documents. You can use any search engine, such as Google, to look for the location of the public records office.
Depending on where you live, it can be the county clerk’s office, the police department, the Department of Motor Vehicles (DMV) or the local courthouse. Find out if you need to make an appointment with the office.
Before you visit the government official, you need to make sure you have all the necessary information with you. You should carry multiple forms of identification, such as a utility bill, driver’s license, passport, or birth certificate. Also, as discussed earlier, you should have a copy of the public record with the error. You might need to pay a fee to print it out.
Once you reach the office, you need to inform the office about the mistake. The staff will ask you to provide the necessary paperwork. They need this information to verify the data and make the necessary changes.
However, every government agency tends to follow a different policy when it comes to updating your public records. Due to this reason, you should ask the official how long it will take for the changes to show on the documents.
After the specified time passes, you should go through the public records again. If the error is still present, you should get in touch with the department again and inform them of the problem. Find out if there is any reason for the delay in updating the public records.
How to Correct Your Credit Report?
Although your credit report isn’t a public record, information such as tax liens, court judgments, and bankruptcy, fall under this category. If the court already corrected this data, you need to go to the credit reporting company. Ask them to make the necessary changes, by providing the vital documents that explain your stance. The process depends on the firm, so make sure you find out about the process.