How to Avoid Online Scams?
Today, an increasing number of shopping transactions are conducted through computers, laptops, tablets, and mobile phones. As a result, many of you could be making yourselves vulnerable to the threat of online scams and frauds. While any person can become prey to cybercrime, older people are at a greater risk to this. Though no one expects you or your other family members to stay detached from the Internet, it is imperative to stay safe during your online transactions. Hence, get familiar with the following online scams, and take proactive measures so that they can be avoided.
1. Do online transactions with plastic money
A credit card typically comes with additional protection against fraud. It typically signifies that customers can get a refund in case they become victims to any online fraud. It is crucial for shoppers to contact their credit card providers when they suspect that there could be a possibility of a scam.
2. Be cautious of websites that publish fake credit reports
Never respond to social media ads, pop-up ads or emails which offer free credit reports. You need to understand that there are some websites for fake credit reports whose URLs are similar to AnnualCreditReport. Hence, apply great caution while typing the URL in the search bar. Check whether you are on a legitimate website or not prior to keying in any important information.
3. Be careful while using your mobile phone to shop
While there is no doubt that shopping is easier and more convenient through mobile phones, these devices frequently lack anti-virus software. So, avoid keying in your payment data on your mobile phone. Instead, go for the apps from renowned retailers that are often powered with additional security.
4. Do not click on any hyperlink in your emails
There is a common scam pertaining to emails, which tells a recipient to open an attachment or click a hyperlink and subsequently key in certain personal information like a bank account number. Experts suggest ignoring these kinds of emails and request to stay safe.
5. Ignore fake pop-up security warnings
An effective way to avoid this kind of fraud is to install an authentic anti-virus software solution from a well-known security organization. For example, Norton Antivirus is a great choice to defend your system against viruses, phishing attempts, and scams.
6. Use powerful passwords
Many retail websites will ask you for passwords during checkout. When you use the same password for your multiple accounts, which also include your financial accounts, you could be vulnerable to password break-ins. As such, make it a habit to use secure passwords for your important accounts that are typically long, as well as, not easy to guess.
7. Avoid romancing online
Older people need to be specifically cautious while using an online dating website. There are many such incidents wherein romance fraudsters have targeted the older adults. It has been observed that women are more vulnerable than men in this respect. Do not hesitate in breaking contact with anybody who makes an attempt to cheat you and it is necessary to report such cases to that particular dating site.
Discuss the above-mentioned online scams with your dear ones. You should also encourage them to share them with you in case they suspect of becoming victims of scams. If you have children, ensure that they are familiar about these and any other potential online threats prior to encountering them. What is scary is that many cyber criminals are continuously thinking of fresh tactics to cheat people. So, always apply caution while you are using the web. Collect all possible relevant information about any such scam you have come across recently. Complain to the appropriate authority where you reside.