How to Deal with Scams that Target Teens
If you are not familiar with scams that target teens, you have to get familiar with the phenomena that may harm your child and your family. Like with many other problems that arise during adolescence, it is important to be aware of what your child is up to and try to prevent the problems as much as you can. The following tips will help you prevent your teens from getting scammed and they are a must-know for each parent.
Encourage your children to be honest with you – teens can be a tough nut to crack, especially if they are doing something that they don't want their parents to know. To get your child to come forward in case they are scammed, you must let them know that they can come to with any issue, big or small, without judgment on your part.
Remind your children every day that you are an adult figure they can consult and speak with, even if they are afraid that they would get in trouble, and make yourself available for when your teen needs to speak to you.
Teach your children about scams that target teens
Knowledge is power, especially for teenagers who are not yet familiar with what fraudsters can do. Scams that target teens are becoming increasingly popular, and you, as a parent, have to teach your children about such scams and how they can affect your family.
Tell your teens that people who approach them online usually have a hidden agenda, and if something sounds too good to be true, it probably is. Encourage your children to tell you about people who ask them for money, whether it is for a competition or a product that is supposed to be pricy. Let them get familiar with the red flags of scammers, and make sure they come to you when something sounds suspicious to them, or if they are asked to pay for something and they are uncertain about what to do.
Restrict credit card use
Credit cards and credit transactions are just what fraudsters target, so you must restrict your teen's credit card use. Let them know that if they want to purchase something online or via their phone, they should ask you first and stick to cash payments whenever possible. Ask your teens to tell you about payments beforehand, and not after the fact, when it is too late.
Teach them to ask the right questions
Many scammers rely on the fact that teens will not ask too many questions about a transaction, making it easier to scam out money from them. However, if a scammer feels they are under investigation, they are likely to back down. So, tell your children to ask as many questions as possible when someone asks them for money, even if it seems legitimate:
- What is your name?
- What is the contact information of the person/organization?
- What is the name of the organization?
- When will your children receive goods/answers?
- Can I have written proof of the transaction?
- Check the information your child receives
Check who has contacted your child
There are many clever fraudsters that can get around questions and even provide supposed proof that they are legitimate and that the money that your children pay them will yield the desired results. To make sure that this is the case and help you tell apart between legitimate deals and scams, perform a public records search with GoLookUp. The site provides you with several tools to help you discover accurate information about people and organizations, including their full name, aliases, contact information, criminal records, arrest records, and other public records data. You can perform the background check in GoLookUp with:
By entering one of these details into the website's directories, you will receive a full public records report about the person/organization who have contacted your child so you will be able to discover if they are legitimate or not.
Modern-day technology has made it easier for scammers to approach adults and children and steal their money or personal information. The lack of experience of young people makes them a target for fraudsters who can convince teens that they can receive goods, money, or awards by simply paying a small fee. By educating your children about scams that target teens and doing research about people or organizations that contact your teens, you will be able to prevent your child and perhaps even your family from getting hurt.