What are the Best Health Insurance Options in Maryland
Looking for that perfect health insurance plan can be confusing at times. If you are self-employed and your company does not offer a health plan or if it does not cover your spouse or dependents, its high time you start investing in a good health plan. This state has a prominent health care industry. If you are a resident of Maryland, you would have a lot of options to choose from. This article will help you to choose from a myriad health plan that would suit best for you and your family.
According to America's Health Rankings, Maryland boasts of being the 16th healthiest state in the country. The state law of Maryland has made it mandatory for health insurance companies to provide at least some coverage in areas such as diabetes education, ambulance, and emergency services, prosthetic devices and pregnancy and maternity services.
According to a recent survey, most of the residents of Maryland opt for their employer-provided medical insurance plan (54 %), followed by Medicaid (16%) and Medicare (15 %). These are the best health insurance plans the state has to offer.
The best health insurance companies in Maryland include CareFirst, Kaiser Permanente, BluePreferred and Aetna.
In case you want to opt for a private health plan, opting for the John Hopkins US Family Health Plan would be a good choice. This health insurance is developed by the Department of Defence and is backed by the John Hopkins Medicine (JHM). This plan has a lot of extras to offer such as TRICARE Prime. As a member of Johns Hopkins USFHP, you will be entitled to receive TRICARE Prime benefits which include a complete medical service including mental health service, coverage of prescription drugs and preventive care.
Government assisted health plans to include Medicare and Medicaid, and a lot of people in Maryland prefer the health insurance policies offered by the same. They are the two government-funded health care programs that offer coverage to two different groups of residents in America. While Medicare offers health insurance plans to senior citizens, Medicaid does the same to low-income family groups.
Under Medicare, the Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc has a rating of 4.5 and is one of the most-opted health plans in Maryland. This plan offers a myriad service from preventive check up s for children and adolescents to prenatal and postpartum care of pregnant women. It also covers cancer screening, and diseases like asthma, diabetes, heart diseases, and mental diseases.
Also under Medicare, the Aetna Life Insurance Company (MD/DC) has a rating of 4 and is NCQA accredited. This plan is very beneficial for family members as it provides all-around care starting from providing top-notch doctors or specialists in providing cancer screening like breast cancer, cervical cancer, and colorectal cancer screening.
CareFirst of Maryland, Inc is another value plan which is opted by many Maryland residents. Regarding consumer satisfaction and prevention, this plan has secured a score of 3.5. CareFirst is a reputed health insurance organization which provides access to more than one million doctors and hospitals and boats of an expansive provider network.