What are the Best Health Insurance Options in New Hampshire
Searching for that perfect health insurance plan for yourself or your loved ones can be tiring at times. There are too many things to consider keeping in mind your budget. However, if you are a resident of New Hampshire, consider yourself lucky as this state ranks 13 when it comes to health care in the United States of America according to a recent survey. This article will provide you with all the details you would need to know when choosing your health plan.
In New Hampshire, most of the residents opt for an employer-provided health plan (almost 58 %). This majority is followed by health plans from Medicare (16 %) and Medicaid (13 %). In New Hampshire, Marketplace plans are categorized into metal tiers, namely- bronze, silver, gold, and platinum. When it comes to healthcare, New Hampshire has a few good options, and according to America’s Health Rankings, NH ranks as the eighth healthiest state in the nation.
The health insurance companies in New Hampshire are Ambetter, Anthem and Harvard Pilgrim Health Care, Martin’s Point US Family Health Plan, Matthew Thornton Health Plan, Cigna Health and Life Insurance Company.
Ambetter from IlliniCare Health
Ambetter from IlliniCare Health is a subsidiary of Centene Corporation and is one of the most reputed health care organizations in New Hampshire. Ambetter offers health plans which are designed to yield high quality and effective locally-based healthcare programs to its members. They have a highly efficient team with an extensive network of providers which is equipped with innovative and strategic care programs.
The provider network of Ambetter includes multiple hospitals and clinics in the state and a huge network of specialist physicians. Ambetter offers health plans for its members like Ambetter Secure Care (Gold) and Ambetter Balance Care (Silver). In addition to health plans, Ambetter also offers a wide range of care programs and resources like 24/7 Nurse advice line and other health management programs.
Anthem is a reputed health insurance company which provides services in New Hampshire and has a rating of 4.0 by NCQA. Anthem offers various health plans like individual and family plans, dental insurance, vision insurance, term life insurance, and Medicare plans. In addition to providing a plethora of health plans, the organization also has a host of innovative health care programs like preventive healthcare and LiveHealth Online wherein in the latter; you can contact and talk to a doctor at any given time.
Harvard Pilgrim Health Care
Established by reputed doctors almost 50 years ago, Harvard Pilgrim Health Care provides health insurance plans and health care services to more than 3 million people in New England. It is a non-profit organization with a mission to provide quality health care at an affordable cost. The organization provides efficient health care service with its extensive network of doctors and hospitals.
Harvard Pilgrim Health Care offers a few good health insurance plans for individuals and family members. Being a member of this organization, you will get an annual flu shot with $0 copayment. Members are also eligible for a host of other health care services like acupuncture and chiropractic visits; an annual body checks up with $0 copayment, personal health coaching and so on.
Martin’s Point US Family Health Plan
Martin’s Point US Family Health Plan is a non-profit organization which provides health care services and health plans to people involved in military services of New Hampshire and a few other states. It has many health insurance plans like The Martin’s Point US Family Health Plan which is a highly rated TRICARE Prime plan for family members of active-duty military personnel and military retirees and their families.