2020 Deed Records Finders in the USDeeds are recorded by the registrar of deeds or clerk of courts. They are in charge of maintaining public records and all documents related to real estate, ownership, and real property rights. Deeds and deed records are no statewide. In fact, deed records are territorially divided by state, county, and clerk. This means that there is no national registry combining all real-estate documents of the country. In many cases, you could need to look into deed records.
For instance, to prove that you legally own the property, or if you want to sell your property or refinance your mortgage, also if you have the intention to buy a property and want to research the property's history and many more cases. We'll here explain what are deed records and how to find deeds and deed records online for free!
What are Deed Records?
A deed is a legal document that sets out the different aspects of a property. It is especially used when transferring the ownership of a property from one person to another. It is a statement between the seller and the buyer. It is the mean by which a real estate is transferred from one party to another in a home or land purchase, sale or other transfer transaction. On this legal instrument, the old owner is called the grantor and the new owner the grantee.
- The grantor must have the legal capacity to transfer the property.
- The grantee must be capable of receiving the grant of the property.
- The grantor and grantee must be identified in such a way as to be ascertainable.
- The property must be properly described.
- Deeds must include the necessary legal language that transfers the property.
- The deed must be signed by the grantor or grantor if the property belongs to multiple grantors.
- The deed must be legally delivered to the grantee or to someone acting on the grantee's behalf.
- The deed must be accepted by the grantee.
Different Types of Deeds
There are multiple types of deeds and as they vary, they offer different levels of protection to property owners. There are 4 major types of deed records, these are the most common:
Warranty Deed - A warranty deed is the most common option for transferring a title from a grantor to a grantee and it also offers the grantee the most protection. In this case, the grantor warranties that every aspect of the title is in good and due form and makes legally binding promises that protect the grantee against claims such as debts or problems in regards to the conveyed land. In this case, the grantor would have to compensate the buyer.
Special Warranty Deed - With a special warranty deed, the guarantee of the grantee does not cover the entire history of the property, which means that offers less protection. In this case, the grantor guarantees against problems or claims related to his period of ownership. It is most commonly used for commercial property or residential real estate transactions.
Bargain and Sale Deed - This type of deed is quite similar to the Quitclaim Deed. A bargain and sale deed does not include any warranty and does not guarantee against defects. It could leave a buyer with potential claims from third parties. It is usually used between friends and family, residential real-estate or court-seized property.
Grant Deed - A grant deed is pretty similar to a warranty deed unless that it doesn't warranty against third-party claims. It transfers property from the grantor to the grantee for an agreed sum. Still, it does guarantee that no other party has a claim on the land and that there are no liens or restrictions on the property.
How to Find Deeds Records Online For Free?
As mentioned at the start, deed and deed records are not collected nationally. Instead, every state and county clerk is in charge of deed records. Depending on the state, they are kept by the county clerk, the state registry of deeds, the deed recorded, the name may wary. Start by identifying which state and county are in charge of recording deeds of the property. Some jurisdictions publish their deed records online, sometimes for free, sometimes for a charge.
Here we'll take the state of Maine as an example:
- Look for the Maine Registry of deeds on Google and click on the Official Land Records Website.
- Select the county where the property is located.
- In Document Type, select "Deeds"
- A list of results will appear, select the one you're looking for. Magical!
In the case of the state of Maine, deeds records are accessible online pretty easily for free, yet, depending on the state and county fees can be asked, or to download the record, or to access the record.
If you desire to search nationwide and save time searching withing a minute into a national database, most of the people search and background check websites such as Golookup allows you to screen deed records and provide a fast service for few dollars. Check it out!